For borrowers
Borrow once, from the right lender, with a credit desk on your side.
Already applied? Sign in to track your application.
Check your eligibility
FreeTwo minutes. A call back with a lender shortlist within one working day.
- 26
- Bank, HFC and NBFC lending partners
- 12
- Loan products under one roof
- ₹0
- Fees charged to borrowers, ever
- 16
- Cities with local lending guidance
Who can use LoansPartner
Salaried, self-employed or running a business: if a regulated lender can fund it, we can arrange it.
Anyone in India borrowing from a bank, housing finance company or NBFC. Each product page lists the age, income, employment and credit score its lenders look for. If you are not sure where you stand, share your details and the credit desk tells you before any application is made.
Salaried professionals
Your employer, salary account and bureau history set your pricing. We match that profile to the lenders whose policy prices it best, so you apply once instead of collecting hard enquiries.
Usually starts with
Self-employed and professionals
Doctors, chartered accountants, consultants and business owners are assessed on ITRs, bank statements and continuity of practice. We present that income the way underwriters read it.
Usually starts with
Businesses and MSMEs
Proprietorships, partnerships, LLPs and companies borrowing for working capital, growth or equipment. Our desk has ex-SME bankers who know what each lender's credit team looks for.
Usually starts with
What you can do here
Everything a borrower needs before, during and after a loan.
Compare products and lenders, get pre-screened without touching your credit report, model the EMI, and follow your file through to disbursal. All of it free, none of it obliging you to apply.
Compare 12 loan products
Indicative rates, amounts, tenures, fees, eligibility and documents for every product on our panel.
OpenCheck eligibility without a bureau enquiry
A two-minute form, then a call back within one working day with a lender shortlist and indicative rates.
OpenRun the numbers
EMI, eligibility and balance transfer calculators using the same reducing-balance arithmetic lenders use.
OpenGet local guidance in 16 cities
Property rules, employer lists and lender appetite differ by city. Our city desks know what changes locally.
OpenRead before you sign
Plain-language guides and a glossary, reviewed by our credit desk, on eligibility, credit scores, balance transfers and loan fraud.
OpenTrack your application online
Create a free account to see each application's status, upload requested documents and get notifications.
Open
How it works
From enquiry to disbursal in four steps, with one person on your side throughout.
Applying everywhere at once gets you several hard enquiries and the worst rate. Applying once, to the right lender, with a complete file, gets you the best one.
- 01
Tell us what you need
Loan type, amount and a little about your income. Two minutes, no documents yet.
- 02
We pre-screen without a bureau hit
Our credit desk checks your profile against current lender policies and calls with a shortlist and indicative rates.
- 03
One complete file to the right lender
We collect documents digitally and submit a file that answers the underwriter's questions before they ask.
- 04
Sanction, KFS, disbursal
You review the Key Fact Statement, sign, and funds land. We stay on call for everything after.
What it costs you
Nothing. Lenders pay us after disbursal, and that shapes how we work.
We do not charge borrowers any fee, at any stage. Our remuneration is paid by the lender after disbursal. Never pay anyone claiming to represent us for loan approval, processing or insurance.
Zero fee to borrowers
Lenders pay us after disbursal. You never pay for advice, comparison or processing.
RBI-regulated lenders only
Every loan comes from a bank, HFC or NBFC, with a Key Fact Statement before you sign.
Working-hours contact only
We call between 9:30 am and 6 pm, identify ourselves and the lender, and never pressure.
Your data stays yours
Shared only with the lender you choose, protected under the DPDP Act, deleted on request.
Support
One credit manager from enquiry to disbursal, and a desk you can reach.
You deal with a named credit manager who knows your file. The desk answers by phone, WhatsApp and email, Monday to Saturday, 9:30 am to 6:00 pm IST, and stays on call after disbursal for EMI, rate reset, top-up and foreclosure questions.
SDF Building, GP Block, Sector V, Bidhannagar, Kolkata, West Bengal 700091, India
Track your application
A free account shows the status of every application, lets you upload the documents a lender asks for, and sends you a notification when your file moves.
Questions
What borrowers ask before they apply.
More on the FAQ page. Looking to distribute loans instead? See the partner programme.
Who can use LoansPartner?
Salaried professionals, self-employed individuals and professionals, and businesses across India who want a loan from a regulated bank, housing finance company or NBFC. Each product page lists the age, income, employment and credit score its lenders look for. If you are unsure where you stand, share your details and our credit desk tells you before any application is made.
How do I get started?
Fill the two-minute eligibility form with the loan type, amount and your mobile number. No documents are needed at that stage. Our credit desk pre-screens your profile against current lender policies without a bureau enquiry and calls within one working day with a lender shortlist, indicative rates and the documents to keep ready. You can also call or WhatsApp the desk directly during working hours.
Do you charge borrowers any fee?
No, never. Our comparison, advice and documentation support are free for borrowers. We are paid by the lender after your loan is disbursed. If anyone asks you for a fee in our name, do not pay and report it to us immediately.
Does a pre-screen affect my credit score?
No. Our pre-screen uses your stated details and lender policy rules, not a bureau enquiry. A hard enquiry happens only when you decide to apply to a specific lender.
How fast can I get a loan?
Personal and car loans often disburse within 2 to 4 working days of a complete file. Business loans take about a week. Home loans and loans against property take 2 to 4 weeks because of legal and technical verification of the property.
Can I track my loan application online?
Yes. Create a free account to see the status of each application, upload the documents a lender asks for and receive notifications as your file moves. Your credit manager stays reachable by phone and WhatsApp during working hours, whether or not you use the account.
What if my credit score is low?
We will tell you honestly what is possible. Some lenders consider scores from 650 with a stronger income story; secured products such as gold loans and loans against property are less score-dependent. If nothing sensible is available now, we will tell you how to improve the score before applying rather than pushing an expensive loan.
How do I know the loan terms are what you promised?
Every lender must give you a Key Fact Statement showing the amount, rate, APR, fees, EMI and prepayment terms before you sign. We walk through it with you. Nothing outside the KFS applies.
What support do I get after the loan is disbursed?
The same desk stays on call. Typical requests after disbursal are EMI and mandate queries, rate resets on floating-rate loans, top-ups and balance transfers, and foreclosure. If something goes wrong, our grievance process acknowledges a complaint within 2 working days and aims to resolve it within 15, with escalation to the lender's grievance officer and the RBI Integrated Ombudsman Scheme after that.
How do you protect my data?
We collect only what is needed to assess and process your application, share it only with the lender you choose to apply to, and store it in line with the Digital Personal Data Protection Act, 2023. You can ask us to delete your data at any time after the application is closed.
Ready to borrow well?
Two minutes to share your requirement. One call from our credit desk with a lender shortlist. No fee, ever.