Loan advisory and distribution partner · India
Better loans begin with the right partner.
We compare personal, home, business and property loans across leading lenders, read your profile the way a credit manager does, and put your file where it will be approved on the best terms. At no cost to you.
- Zero fee to borrowers, paid by lenders
- Banks, HFCs and NBFCs on one application
- A named credit manager from enquiry to disbursal
Check your eligibility
FreeTwo minutes. A call back with a lender shortlist within one working day.
Loans arranged from
- HDFC Bank
- ICICI Bank
- Axis Bank
- Kotak Mahindra Bank
- State Bank of India
- Bank of Baroda
- Punjab National Bank
- Union Bank of India
- IDFC FIRST Bank
- YES Bank
- IndusInd Bank
- Federal Bank
- Bajaj Finance
- Tata Capital
- Aditya Birla Capital
- L&T Finance
- Piramal Finance
- Poonawalla Fincorp
- Hero FinCorp
- LIC Housing Finance
- PNB Housing Finance
- Bajaj Housing Finance
- Aavas Financiers
- AU Small Finance Bank
- Muthoot Finance
- Manappuram Finance
- 26
- Bank, HFC and NBFC lending partners
- 12
- Loan products under one roof
- ₹0
- Fees charged to borrowers, ever
- 16
- Cities with local lending guidance
Loan products
Twelve products. One desk that knows which lender wants your file.
From a ₹50,000 personal loan to a ₹15 crore loan against property, we arrange retail and business credit across banks, housing finance companies and NBFCs.
Personal Loan
Collateral-free personal loans from ₹50,000 to ₹50 lakh at rates starting around 10.25% p.a., with disbursal typically within 48 hours of approval.
- Rate from
- 10.25% p.a.
- Up to
- ₹50 L
Home Loan
Home loans from ₹5 lakh to ₹10 crore at floating rates from about 7.35% p.a., with up to 90% funding and tenures up to 30 years, across banks and housing finance companies.
- Rate from
- 7.35% p.a.
- Up to
- ₹10 Cr
Business Loan
Unsecured business loans from ₹2 lakh to ₹1 crore for proprietors, partnerships and companies, at rates from about 14% p.a., with tenures up to 5 years and minimal collateral requirements.
- Rate from
- 14.00% p.a.
- Up to
- ₹1 Cr
Loan Against Property
Loans against residential, commercial or industrial property from ₹10 lakh to ₹15 crore at rates from about 8.75% p.a., with tenures up to 15 to 20 years and funding up to 70% of market value.
- Rate from
- 8.75% p.a.
- Up to
- ₹15 Cr
How it works
From enquiry to disbursal, with a person on your side at every step.
Applying everywhere at once gets you five hard enquiries and the worst rate. Applying once, to the right lender, with a complete file, gets you the best one.
- 01
Tell us what you need
Loan type, amount and a little about your income. Two minutes, no documents yet.
- 02
We pre-screen without a bureau hit
Our credit desk checks your profile against current lender policies and calls with a shortlist and indicative rates.
- 03
One complete file to the right lender
We collect documents digitally and submit a file that answers the underwriter's questions before they ask.
- 04
Sanction, KFS, disbursal
You review the Key Fact Statement, sign, and funds land. We stay on call for everything after.
Why a partner, not a portal
Portals list rates. Branches sell one product. We do the work in between.
Rate comparison is the easy part. Getting a specific profile approved by a specific lender on the best terms is a craft, and it is what our credit desk does every day.
| What you get | Your bank branch | Aggregator portal | LoansPartner |
|---|---|---|---|
| Lenders you can reach with one application | No | Yes | Yes |
| A person who reads your profile before submitting | Sometimes | No | Yes |
| No hard credit enquiry until you choose a lender | No | No | Yes |
| Documentation, legal and valuation handled for you | Sometimes | No | Yes |
| Honest advice when a cheaper product exists | No | No | Yes |
| Someone to call after disbursal | Sometimes | No | Yes |
| Cost to you | Yes | Yes | Yes |
Free in every column: a branch and a portal cost nothing either. The difference is what you get for it.
Local desks, national panel
Every city has its own property rules, employer lists and lender appetites. We know them.
From society NOCs in Mumbai to khata checks in Bengaluru and patta in Chennai, our city desks prepare files for the lender that funds that property, that profile, in that market.
Partner programme
One partner code, our whole lender panel. We process, you earn.
Chartered accountants, insurance advisors, property consultants, former bankers and working professionals earn on every disbursal they refer. Free to join, no targets, full compliance cover.
- Chartered AccountantsCAs and tax practitioners
- Insurance AgentsLife and general insurance advisors
- Real Estate AgentsProperty consultants and brokers
- Ex-bankers and Finance ProfessionalsFormer bank, NBFC and fintech staff
- Mutual Fund and Wealth DistributorsMFDs, RIAs and wealth advisors
- Working Professionals and FreelancersAnyone with a network
How we keep you safe
Regulated lenders, written terms, and a desk that never asks you for money.
Zero fee to borrowers
Lenders pay us after disbursal. You never pay for advice, comparison or processing.
RBI-regulated lenders only
Every loan comes from a bank, HFC or NBFC, with a Key Fact Statement before you sign.
Working-hours contact only
We call between 9:30 am and 6 pm, identify ourselves and the lender, and never pressure.
Your data stays yours
Shared only with the lender you choose, protected under the DPDP Act, deleted on request.
A note on fraud. Fake agents sometimes use lender and distributor names to demand upfront fees. We never do. If anyone asks you to pay for approval in our name, read this and call 1930.
Guides
Plain-language answers, reviewed by our credit desk.
How to Become a Loan DSA in India (2026 Guide)
A practical guide to becoming a Direct Selling Agent for loans: who qualifies, how registration works, what you earn per product, and the RBI rules you must follow.
Home Loan Balance Transfer: When It Saves Money and When It Does Not
The arithmetic of switching lenders: rate difference, remaining tenure, costs and the repricing alternative, with a worked example and a simple break-even rule.
How to Spot a Loan Scam: Fake Agents and Advance Fees
The patterns behind India's most common loan frauds, the checks that take two minutes, and what to do if you have already paid.
Is LoansPartner a bank or an NBFC?
No. LoansPartner is a loan advisory and distribution partner, registered with banks, housing finance companies and NBFCs as a Direct Selling Agent and Lending Service Provider. Loans are sanctioned and disbursed by the lender you choose; we help you choose well and get there faster.
Do you charge borrowers any fee?
No, never. Our comparison, advice and documentation support are free for borrowers. We are paid by the lender after your loan is disbursed. If anyone asks you for a fee in our name, do not pay and report it to us immediately.
How is applying through LoansPartner different from going to my bank?
Your bank offers one policy and one rate. We pre-screen your profile against dozens of lender policies without touching your credit report, tell you which lenders are most likely to approve you and at roughly what rate, and then submit a complete file to the one you choose. One application, better odds, sharper pricing.
Does a pre-screen affect my credit score?
No. Our pre-screen uses your stated details and lender policy rules, not a bureau enquiry. A hard enquiry happens only when you decide to apply to a specific lender.
How fast can I get a loan?
Personal and car loans often disburse within 2 to 4 working days of a complete file. Business loans take about a week. Home loans and loans against property take 2 to 4 weeks because of legal and technical verification of the property.
Which cities do you serve?
We serve borrowers across India through our lender panel, with city-specific guidance for Mumbai, Delhi NCR, Bengaluru, Hyderabad, Chennai, Kolkata, Pune, Ahmedabad and other major markets. Property loans need the property to be in a lender's serviceable area, which covers most urban India.
Ready when you are.
Two minutes to share your requirement. One call from our credit desk with a lender shortlist. No fee, ever.