Free tool
DSA income calculator
| Product | Files / month | Avg ticket (₹) | Payout % | Monthly |
|---|---|---|---|---|
| Personal1.5% to 2.5% | ₹34,000 | |||
| Home0.4% to 0.8% | ₹54,000 | |||
| Business1.5% to 3% | ₹67,500 | |||
| Property0.75% to 1.25% | ₹0 | |||
| Balance Transfer0.4% to 0.7% | ₹0 | |||
| New Car0.5% to 1.5% | ₹0 | |||
| Used Car1% to 2% | ₹0 | |||
| Education0.5% to 1% | ₹0 | |||
| Gold0.25% to 0.5% | ₹0 | |||
| Professional1.5% to 2.5% | ₹0 | |||
| Working Capital0.75% to 1.5% | ₹0 | |||
| Machinery0.75% to 1.5% | ₹0 |
Estimated monthly payout
₹1,55,500
Annual
₹18.66 L
Files per month
4
Monthly disbursal
₹1.37 Cr
Gross, before TDS under Section 194H and any clawbacks. Payout slabs are indicative mid-points; your agreement states your slab per product.
Register as a partnerHow partner payouts work
Lenders pay a percentage of every disbursed loan to the empanelled distributor. As a LoansPartner channel partner you receive your slab of that payout for every file you source, with our credit desk handling lender selection, documentation and follow-up.
Unsecured products such as personal and business loans pay the highest percentages, 1.5% to 3%, on tickets of a few lakh to a few tens of lakh. Home loans and loans against property pay 0.4% to 1.25% on tickets that often run to a crore or more, so one file can equal a month of personal loans.
Modelling realistically
- Start with the products your network actually needs, not every product.
- Use average tickets you have seen, not aspirational ones.
- Remember conversion: not every lead disburses. Model disbursed files, not enquiries.
FAQs
Questions about this calculator
Are the payout percentages accurate?
They are mid-points of indicative 2026 ranges for LoansPartner channel partners. Your agreement states your slab per product, which depends on volume and whether you or our desk processes files. Edit the percentage column to model your own slab.
Is this gross or net income?
Gross. TDS is deducted under Section 194H, GST applies if you are registered, and clawbacks apply if a loan closes or defaults within the lender's window.
How many files does a typical partner close?
Part-time referrers close two to four a month; full-time partners with a network close ten or more. Home loans and loans against property take longer per file but pay far more per file.
When would I receive the money?
Monthly, for loans disbursed in the previous month, after the lender pays us. Expect 30 to 60 days from disbursal to credit.
Ready to make these numbers real?
Register free. A partner manager calls within one working day.