Can I refer clients without being a loan expert?

Yes. You identify the need and share the lead. Our credit desk explains products, checks eligibility and processes the file. You stay informed and get paid on disbursal.

Will my insurance company object?

Most insurers permit agents to distribute other financial products through separate arrangements. Check your agency agreement; many partners register a family member or a separate entity where required.

What is a loan DSA and how does it earn?

A Direct Selling Agent sources loan customers for banks and NBFCs. When a sourced loan is disbursed, the lender pays a commission, typically 0.25% to 3% of the loan amount depending on the product. LoansPartner is empanelled with many lenders, so partners work under our code and earn a share of every disbursal they source.

Is there any fee to become a LoansPartner channel partner?

No. Registration, training and the partner portal are free. We earn only when loans disburse, and so do you.

Do I need finance experience or a qualification?

No. Many of our best partners are insurance advisors, property consultants, chartered accountants and working professionals. We train you on products and lender policies; your job is to bring genuine borrowers and help collect documents.

How and when are payouts made?

Payouts are calculated on the disbursed loan amount at the slab in your agreement and released monthly for all files disbursed in the previous month, after the lender's own payout to us. In practice that is 30 to 60 days from disbursal. You receive a statement showing each file, amount and payout.

For Life and general insurance advisors

Add loans to your product basket and earn from clients you already meet.

Insurance advisors have deep, recurring relationships with households and business owners, and every one of those clients will need a loan at some point. Distributing loans through LoansPartner adds a high-payout product line that complements your policies and deepens the relationship.

A typical quarter

An insurance advisor refers six clients over a quarter: three personal loans of ₹6 lakh each, two home loans of ₹50 lakh and one car loan of ₹9 lakh.

At indicative payouts of 2% on personal loans, 0.5% on home loans and 1% on the car loan, the quarter's payout is approximately ₹95,000.

Illustrative, using mid-range indicative payouts. Not a guarantee.

Model your own numbers

Why it works

Why life and general insurance advisors do well as channel partners

Home loan customers need term and property insurance; loan customers need protection. The products reinforce each other.
Personal loans and home loans fit naturally into life-event conversations you already have.
No investment, no targets, and payouts that often exceed first-year insurance commission on a comparable client.
Our processing desk means you never have to become a loan expert.

Good fit

This programme suits

LIC and private life insurance agents
General insurance and health advisors
Insurance marketing firms and POSPs
Financial advisors and MDRT members

Products that fit your clients

Start with these; add the rest when you are ready.

How it works

Six steps to your first payout.

01
Apply online
Fill the two-minute partner form with your profile, city and the products you want to distribute.
02
Verification call
A partner manager calls within one working day to understand your network and answer questions.
03
KYC and agreement
Share PAN, Aadhaar, a bank proof and a photograph. Sign the digital partner agreement and code of conduct.
04
Onboarding and training
Get your partner code, product training, lender policy cheat-sheets and marketing collateral.
05
Start sourcing
Log leads on the partner portal or WhatsApp. Our desk handles lender selection, documentation and follow-up.
06
Get paid
Payouts are computed on disbursed amounts and released monthly with a statement you can reconcile.

Turn the loan questions you already get into income.

Free registration, no targets, full processing and compliance support.