For Anyone with a network
Earn a serious second income from referrals, with no investment and no target.
A typical quarter
A corporate professional refers five colleagues in a quarter for personal loans averaging ₹5 lakh and one for a ₹10 lakh car loan.
At indicative payouts of 2% on personal loans and 1% on the car loan, the quarter's payout is approximately ₹60,000.
Illustrative, using mid-range indicative payouts. Not a guarantee.
Model your own numbersWhy it works
Why anyone with a network do well as channel partners
- Personal loans and car loans are quick to close and pay well for the effort.
- No fees, no deposit, no minimum business: earn on what you refer.
- Training, WhatsApp support and a portal that shows every file's status.
- Grow into a full-time practice or keep it as a side income.
Good fit
This programme suits
- Salaried professionals in corporate offices
- Freelancers, consultants and creators
- Community leaders and society office bearers
- Students and homemakers with strong networks
Products that fit your clients
Start with these; add the rest when you are ready.
- 1.5% to 2.5%
Personal Loan
Typical ticket ₹2 lakh to ₹15 lakh
Highest volume product with the quickest turnaround: files close in days, payouts follow monthly.
- 0.5% to 1.5%
Car Loan
Typical ticket ₹6 lakh to ₹25 lakh
Quick decisions and repeat business from dealers and showrooms. Volume product for partners with automotive networks.
- 1% to 2%
Used Car Loan
Typical ticket ₹3 lakh to ₹12 lakh
Higher percentage than new car loans, with strong repeat flow from used car dealers.
- 0.4% to 0.8%
Home Loan
Typical ticket ₹30 lakh to ₹1.5 crore
Large tickets make a modest percentage meaningful: a ₹75 lakh sanction pays more than ten small personal loans.
- 0.5% to 1%
Education Loan
Typical ticket ₹15 lakh to ₹60 lakh
Seasonal but sizeable; overseas study consultants and coaching centres are natural referral partners.
- 0.25% to 0.5%
Gold Loan
Typical ticket ₹50,000 to ₹5 lakh
Small tickets, high frequency, and a doorway to customers who later need other products.
How it works
Six steps to your first payout.
- 01
Apply online
Fill the two-minute partner form with your profile, city and the products you want to distribute.
- 02
Verification call
A partner manager calls within one working day to understand your network and answer questions.
- 03
KYC and agreement
Share PAN, Aadhaar, a bank proof and a photograph. Sign the digital partner agreement and code of conduct.
- 04
Onboarding and training
Get your partner code, product training, lender policy cheat-sheets and marketing collateral.
- 05
Start sourcing
Log leads on the partner portal or WhatsApp. Our desk handles lender selection, documentation and follow-up.
- 06
Get paid
Payouts are computed on disbursed amounts and released monthly with a statement you can reconcile.
Apply
Register as a partner
Free, with no obligation. A partner manager calls within one working day.
FAQs
How much time does it take?
As little as an hour a week. You identify the need, share basic details with us, and help the borrower gather documents. Everything else is handled by our desk.
Can I do this alongside my job?
Yes. Check your employer's policy on outside income; most permit referral-based activities. Payouts are made to your bank account with a statement for your records.
What is a loan DSA and how does it earn?
A Direct Selling Agent sources loan customers for banks and NBFCs. When a sourced loan is disbursed, the lender pays a commission, typically 0.25% to 3% of the loan amount depending on the product. LoansPartner is empanelled with many lenders, so partners work under our code and earn a share of every disbursal they source.
Is there any fee to become a LoansPartner channel partner?
No. Registration, training and the partner portal are free. We earn only when loans disburse, and so do you.
Do I need finance experience or a qualification?
No. Many of our best partners are insurance advisors, property consultants, chartered accountants and working professionals. We train you on products and lender policies; your job is to bring genuine borrowers and help collect documents.
How and when are payouts made?
Payouts are calculated on the disbursed loan amount at the slab in your agreement and released monthly for all files disbursed in the previous month, after the lender's own payout to us. In practice that is 30 to 60 days from disbursal. You receive a statement showing each file, amount and payout.
Turn the loan questions you already get into income.
Free registration, no targets, full processing and compliance support.