For Former bank, NBFC and fintech staff
Use your credit judgement and network, without the targets and the branch.
A typical quarter
A former SME banker sources three business files and two loans against property in a quarter: business loans of ₹30 lakh, ₹40 lakh and ₹50 lakh, and LAPs of ₹1 crore and ₹1.5 crore.
At indicative payouts of 2% on business loans and 1% on LAP, the quarter's payout is approximately ₹4.9 lakh.
Illustrative, using mid-range indicative payouts. Not a guarantee.
Model your own numbersWhy it works
Why former bank, nbfc and fintech staff do well as channel partners
- Your understanding of policy means better-qualified files and higher conversion.
- One code covers banks, HFCs and NBFCs, so you are never limited to one product shelf.
- Higher payout slabs are available for partners who bring processing capability.
- Build an independent practice with our portal, training and compliance support.
Good fit
This programme suits
- Retired or former bank and NBFC officers
- Former fintech and lending-app staff
- Credit and collections professionals
- Wealth managers and relationship managers
Products that fit your clients
Start with these; add the rest when you are ready.
- 1.5% to 3%
Business Loan
Typical ticket ₹10 lakh to ₹50 lakh
The best payout percentage among unsecured products, and business owners refer other business owners.
- 0.75% to 1.25%
Loan Against Property
Typical ticket ₹40 lakh to ₹3 crore
High ticket sizes and clients who need advice, not just a form. The best product for relationship-led partners.
- 0.75% to 1.5%
Working Capital Loan
Typical ticket ₹50 lakh to ₹3 crore
Annual renewals create recurring relationships, and large limits make even modest payouts substantial.
- 0.4% to 0.8%
Home Loan
Typical ticket ₹30 lakh to ₹1.5 crore
Large tickets make a modest percentage meaningful: a ₹75 lakh sanction pays more than ten small personal loans.
- 1.5% to 2.5%
Personal Loan
Typical ticket ₹2 lakh to ₹15 lakh
Highest volume product with the quickest turnaround: files close in days, payouts follow monthly.
- 1.5% to 2.5%
Professional Loan
Typical ticket ₹10 lakh to ₹50 lakh
Prime borrowers with fast approvals; medical associations and CA networks are excellent referral channels.
How it works
Six steps to your first payout.
- 01
Apply online
Fill the two-minute partner form with your profile, city and the products you want to distribute.
- 02
Verification call
A partner manager calls within one working day to understand your network and answer questions.
- 03
KYC and agreement
Share PAN, Aadhaar, a bank proof and a photograph. Sign the digital partner agreement and code of conduct.
- 04
Onboarding and training
Get your partner code, product training, lender policy cheat-sheets and marketing collateral.
- 05
Start sourcing
Log leads on the partner portal or WhatsApp. Our desk handles lender selection, documentation and follow-up.
- 06
Get paid
Payouts are computed on disbursed amounts and released monthly with a statement you can reconcile.
Apply
Register as a partner
Free, with no obligation. A partner manager calls within one working day.
FAQs
Can I build a team under my code?
Yes. Partners who bring sub-partners or staff can operate under a master code with sub-codes, and we structure payouts accordingly.
Are higher payout slabs available?
Partners with consistent volume or their own processing capability qualify for enhanced slabs, reviewed quarterly.
What is a loan DSA and how does it earn?
A Direct Selling Agent sources loan customers for banks and NBFCs. When a sourced loan is disbursed, the lender pays a commission, typically 0.25% to 3% of the loan amount depending on the product. LoansPartner is empanelled with many lenders, so partners work under our code and earn a share of every disbursal they source.
Is there any fee to become a LoansPartner channel partner?
No. Registration, training and the partner portal are free. We earn only when loans disburse, and so do you.
Do I need finance experience or a qualification?
No. Many of our best partners are insurance advisors, property consultants, chartered accountants and working professionals. We train you on products and lender policies; your job is to bring genuine borrowers and help collect documents.
How and when are payouts made?
Payouts are calculated on the disbursed loan amount at the slab in your agreement and released monthly for all files disbursed in the previous month, after the lender's own payout to us. In practice that is 30 to 60 days from disbursal. You receive a statement showing each file, amount and payout.
Turn the loan questions you already get into income.
Free registration, no targets, full processing and compliance support.