Haryana · North India
Loans in Gurugram
Talk to the Gurugram desk
Tell us the need; we call back with lenders and documents to keep ready.
Products
What we arrange in Gurugram
Each product page explains what changes locally: documentation, lender appetite and typical ticket sizes.
Personal Loan in Gurugram
Collateral-free personal loans from ₹50,000 to ₹50 lakh at rates starting around 10.25% p.a., with disbursal typically within 48 hours of approval.
- Rate from
- 10.25% p.a.
- Up to
- ₹50 L
Home Loan in Gurugram
Home loans from ₹5 lakh to ₹10 crore at floating rates from about 7.35% p.a., with up to 90% funding and tenures up to 30 years, across banks and housing finance companies.
- Rate from
- 7.35% p.a.
- Up to
- ₹10 Cr
Business Loan in Gurugram
Unsecured business loans from ₹2 lakh to ₹1 crore for proprietors, partnerships and companies, at rates from about 14% p.a., with tenures up to 5 years and minimal collateral requirements.
- Rate from
- 14.00% p.a.
- Up to
- ₹1 Cr
Loan Against Property in Gurugram
Loans against residential, commercial or industrial property from ₹10 lakh to ₹15 crore at rates from about 8.75% p.a., with tenures up to 15 to 20 years and funding up to 70% of market value.
- Rate from
- 8.75% p.a.
- Up to
- ₹15 Cr
Car Loan in Gurugram
New car loans covering up to 100% of on-road price at rates from about 8.5% p.a., with tenures up to 7 years, across banks and captive finance companies.
- Rate from
- 8.50% p.a.
- Up to
- ₹2 Cr
The Gurugram credit market
Gurugram is the corporate capital of the National Capital Region, with Cyber City, Golf Course Road and Udyog Vihar hosting multinationals, consulting firms, global capability centres and startups. Its salaried population is among the highest-earning in India, and lenders court it with pre-approved personal loans, premium home loan pricing and high-value car finance.
The property market is large-ticket and builder-driven, with apartments on Golf Course Extension Road, Dwarka Expressway and Sohna Road, and a strong secondary market in older sectors. Our Gurugram desk handles the HRERA and licensing checks lenders apply to projects, the transfer formalities for resale flats, and the loan-against-property programmes that Gurugram's business owners rely on.
Economy and borrowers
Gurugram concentrates corporate headquarters, IT and ITES, consulting, automotive (Maruti Suzuki and its supplier ecosystem in Manesar), fintech and a large services sector, making it one of the highest per-capita income cities in the country. The Manesar and IMT industrial belts add a substantial manufacturing base.
Property and home loans
Demand is strongest on Golf Course Road and its extension, Dwarka Expressway, Southern Peripheral Road and New Gurugram sectors, with premium prices in DLF phases and older established sectors. Stamp duty in urban Haryana is 7% for men, 5% for women and 6% for joint ownership, with registration capped at ₹50,000. Lenders check HRERA registration, project licences and completion certificates.
Lender presence
Every bank, HFC and NBFC runs substantial retail and premium operations in Gurugram, with several offering wealth-linked home loan pricing and high-value personal loans to senior corporate employees. Project tie-ups are extensive across the major developers.
FAQs
Borrowing in Gurugram
Which projects in Gurugram are approved by lenders?
Most projects by established developers on Golf Course Extension, Dwarka Expressway and Sohna Road are on lender-approved lists. For others, HRERA registration, licence status and construction progress determine funding. We check before you commit.
Can I get a high-value personal loan in Gurugram?
Yes. Several banks offer personal loans up to ₹40 lakh to ₹50 lakh to senior employees of multinationals, consulting firms and large Indian corporates, subject to income and existing obligations.
Do you cover Manesar and Sohna?
Yes. Our Gurugram desk covers the whole district including Manesar, IMT, Sohna and the Dwarka Expressway sectors, alongside Delhi and Noida through our NCR team.
Zero fee to borrowers
Lenders pay us after disbursal. You never pay for advice, comparison or processing.
RBI-regulated lenders only
Every loan comes from a bank, HFC or NBFC, with a Key Fact Statement before you sign.
Working-hours contact only
We call between 9:30 am and 6 pm, identify ourselves and the lender, and never pressure.
Your data stays yours
Shared only with the lender you choose, protected under the DPDP Act, deleted on request.
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