Loan products
Every major loan product, arranged by people who know which lender wants your file.
Personal credit
Unsecured funds for life's plans and surprises.
Home and property
Buy, build, refinance or unlock value in property.
Home Loan
Home loans from ₹5 lakh to ₹10 crore at floating rates from about 7.35% p.a., with up to 90% funding and tenures up to 30 years, across banks and housing finance companies.
- Rate from
- 7.35% p.a.
- Up to
- ₹10 Cr
Loan Against Property
Loans against residential, commercial or industrial property from ₹10 lakh to ₹15 crore at rates from about 8.75% p.a., with tenures up to 15 to 20 years and funding up to 70% of market value.
- Rate from
- 8.75% p.a.
- Up to
- ₹15 Cr
Home Loan Balance Transfer
Move an existing home loan to a lender offering a lower rate, from about 7.35% p.a., with an optional top-up for renovation or other needs. Savings often run into lakhs over the remaining tenure.
- Rate from
- 7.35% p.a.
- Up to
- ₹10 Cr
Business finance
Working capital and growth capital for MSMEs and professionals.
Business Loan
Unsecured business loans from ₹2 lakh to ₹1 crore for proprietors, partnerships and companies, at rates from about 14% p.a., with tenures up to 5 years and minimal collateral requirements.
- Rate from
- 14.00% p.a.
- Up to
- ₹1 Cr
Professional Loan
Collateral-free loans up to ₹1 crore for doctors, chartered accountants, company secretaries, architects and other professionals, at rates from about 10.5% p.a., with tenures up to 7 years.
- Rate from
- 10.50% p.a.
- Up to
- ₹1 Cr
Working Capital Loan
Working capital facilities from ₹10 lakh to ₹5 crore, including overdraft, cash credit, dropline overdraft and invoice discounting, at rates from about 11% p.a., secured or unsecured.
- Rate from
- 11.00% p.a.
- Up to
- ₹5 Cr
Machinery and Equipment Loan
Loans for new and used industrial machinery, medical and construction equipment, from ₹5 lakh to ₹5 crore, at rates from about 10.5% p.a., funding up to 90% of invoice value with tenures up to 7 years.
- Rate from
- 10.50% p.a.
- Up to
- ₹5 Cr
Vehicle finance
New and pre-owned cars, financed on sensible terms.
Car Loan
New car loans covering up to 100% of on-road price at rates from about 8.5% p.a., with tenures up to 7 years, across banks and captive finance companies.
- Rate from
- 8.50% p.a.
- Up to
- ₹2 Cr
Used Car Loan
Loans for pre-owned cars up to 10 years old, funding up to 90% of the assessed value at rates from about 11% p.a., with tenures up to 5 years.
- Rate from
- 11.00% p.a.
- Up to
- ₹50 L
Education
Study in India or abroad with lender-backed funding.
Secured and specialty
Fast liquidity against gold and other assets.
| Product | Indicative rate | Amount | Max tenure | Processing fee |
|---|---|---|---|---|
| Personal Loan | 10.25% to 24.00% | ₹50 K to ₹50 L | 7 years | 0.5% to 3% of the loan amount plus GST |
| Home Loan | 7.35% to 9.50% | ₹5 L to ₹10 Cr | 30 years | Nil to 0.5% of the loan amount plus GST |
| Business Loan | 14.00% to 24.00% | ₹2 L to ₹1 Cr | 5 years | 1% to 3% of the loan amount plus GST. |
| Loan Against Property | 8.75% to 12.50% | ₹10 L to ₹15 Cr | 20 years | 0.5% to 1.5% of the loan amount plus GST |
| Home Loan Balance Transfer | 7.35% to 8.75% | ₹10 L to ₹10 Cr | 30 years | Nil to 0.5% plus GST |
| Car Loan | 8.50% to 12.50% | ₹1 L to ₹2 Cr | 7 years | Nil to 1% of the loan amount plus GST |
| Used Car Loan | 11.00% to 16.00% | ₹1 L to ₹50 L | 5 years | 1% to 2% of the loan amount plus GST |
| Education Loan | 8.50% to 13.50% | ₹2 L to ₹1.5 Cr | 15 years | Nil for most public sector banks |
| Gold Loan | 9.00% to 18.00% | ₹10 K to ₹1 Cr | 3 years | Nil to 1% of the loan amount |
| Professional Loan | 10.50% to 16.00% | ₹2 L to ₹1 Cr | 7 years | 1% to 2% of the loan amount plus GST. |
| Working Capital Loan | 11.00% to 18.00% | ₹10 L to ₹5 Cr | 15 years | 0.5% to 2% of the limit plus GST |
| Machinery and Equipment Loan | 10.50% to 16.00% | ₹5 L to ₹5 Cr | 7 years | 0.5% to 2% of the loan amount plus GST. |
Loans by city
City desks for the markets we know best.
Property rules, employer categories and lender appetite differ by city. Each city page explains what changes locally.
- Loans in Mumbai
- Loans in Delhi
- Loans in Bengaluru
- Loans in Hyderabad
- Loans in Chennai
- Loans in Kolkata
- Loans in Pune
- Loans in Ahmedabad
- Loans in Gurugram
- Loans in Noida
- Loans in Jaipur
- Loans in Lucknow
- Loans in Chandigarh
- Loans in Indore
- Loans in Surat
- Loans in Kochi
- All cities
Zero fee to borrowers
Lenders pay us after disbursal. You never pay for advice, comparison or processing.
RBI-regulated lenders only
Every loan comes from a bank, HFC or NBFC, with a Key Fact Statement before you sign.
Working-hours contact only
We call between 9:30 am and 6 pm, identify ourselves and the lender, and never pressure.
Your data stays yours
Shared only with the lender you choose, protected under the DPDP Act, deleted on request.
Questions
Before you choose a product.
How is applying through LoansPartner different from going to my bank?
Your bank offers one policy and one rate. We pre-screen your profile against dozens of lender policies without touching your credit report, tell you which lenders are most likely to approve you and at roughly what rate, and then submit a complete file to the one you choose. One application, better odds, sharper pricing.
Does a pre-screen affect my credit score?
No. Our pre-screen uses your stated details and lender policy rules, not a bureau enquiry. A hard enquiry happens only when you decide to apply to a specific lender.
How fast can I get a loan?
Personal and car loans often disburse within 2 to 4 working days of a complete file. Business loans take about a week. Home loans and loans against property take 2 to 4 weeks because of legal and technical verification of the property.
What if my credit score is low?
We will tell you honestly what is possible. Some lenders consider scores from 650 with a stronger income story; secured products such as gold loans and loans against property are less score-dependent. If nothing sensible is available now, we will tell you how to improve the score before applying rather than pushing an expensive loan.
Ready when you are.
Two minutes to share your requirement. One call from our credit desk with a lender shortlist. No fee, ever.