Private bank
Federal Bank
A Kerala-headquartered private bank known for NRI banking, gold loans and home loans in South India.
Best for: NRI borrowers and South Indian home buyers.
Apply with pre-screening
We check your profile against Federal Bank's policy and others on the panel before any application.
Typical strengths
- Strong NRI programmes
- Gold loans
- Presence across Kerala and South India
Interest rates, fees and eligibility shown on this site are indicative, vary by lender and borrower profile, and are subject to change without notice. Always read the lender's Key Fact Statement (KFS) before signing. Loan approval and terms are decided solely by Federal Bank under its credit policy.
Products
What we arrange with Federal Bank
- Personal Loan
- Home Loan
- Gold Loan
- Business Loan
- Loan Against Property
- Car Loan
Personal Loan
Collateral-free personal loans from ₹50,000 to ₹50 lakh at rates starting around 10.25% p.a., with disbursal typically within 48 hours of approval.
- Rate from
- 10.25% p.a.
- Up to
- ₹50 L
Home Loan
Home loans from ₹5 lakh to ₹10 crore at floating rates from about 7.35% p.a., with up to 90% funding and tenures up to 30 years, across banks and housing finance companies.
- Rate from
- 7.35% p.a.
- Up to
- ₹10 Cr
Gold Loan
Loans against gold jewellery and coins from ₹10,000 to ₹1 crore at rates from about 9% p.a., funded up to 75% of value, disbursed the same day.
- Rate from
- 9.00% p.a.
- Up to
- ₹1 Cr
Business Loan
Unsecured business loans from ₹2 lakh to ₹1 crore for proprietors, partnerships and companies, at rates from about 14% p.a., with tenures up to 5 years and minimal collateral requirements.
- Rate from
- 14.00% p.a.
- Up to
- ₹1 Cr
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