Private bank
IndusInd Bank
A private bank with a notable vehicle finance business and active retail lending.
Best for: Car buyers and salaried personal loan applicants.
Apply with pre-screening
We check your profile against IndusInd's policy and others on the panel before any application.
Typical strengths
- Strong vehicle finance franchise
- Personal loans for salaried professionals
- Loan against property
Interest rates, fees and eligibility shown on this site are indicative, vary by lender and borrower profile, and are subject to change without notice. Always read the lender's Key Fact Statement (KFS) before signing. Loan approval and terms are decided solely by IndusInd Bank under its credit policy.
Products
What we arrange with IndusInd
- Personal Loan
- Home Loan
- Business Loan
- Loan Against Property
- Car Loan
- Used Car Loan
Personal Loan
Collateral-free personal loans from ₹50,000 to ₹50 lakh at rates starting around 10.25% p.a., with disbursal typically within 48 hours of approval.
- Rate from
- 10.25% p.a.
- Up to
- ₹50 L
Home Loan
Home loans from ₹5 lakh to ₹10 crore at floating rates from about 7.35% p.a., with up to 90% funding and tenures up to 30 years, across banks and housing finance companies.
- Rate from
- 7.35% p.a.
- Up to
- ₹10 Cr
Business Loan
Unsecured business loans from ₹2 lakh to ₹1 crore for proprietors, partnerships and companies, at rates from about 14% p.a., with tenures up to 5 years and minimal collateral requirements.
- Rate from
- 14.00% p.a.
- Up to
- ₹1 Cr
Loan Against Property
Loans against residential, commercial or industrial property from ₹10 lakh to ₹15 crore at rates from about 8.75% p.a., with tenures up to 15 to 20 years and funding up to 70% of market value.
- Rate from
- 8.75% p.a.
- Up to
- ₹15 Cr
Our read
Where IndusInd fits
IndusInd is a vehicle finance house with a bank attached, and that heritage is the reason to consider it. For a new or used car, the underwriting understands the asset properly, which tends to help borrowers whose profile is otherwise ordinary. If a car is what you are financing, this belongs on the shortlist.
Its personal loans for salaried professionals are a reasonable comparison point, and loan against property is available for borrowers with an asset to pledge. Neither is the standout; the vehicle franchise is.
Worth knowing
- Outside vehicle finance the proposition is competitive rather than distinctive, so compare before assuming it wins.
- Used-vehicle lending depends heavily on the age and valuation of the car, which can change the amount available late in the process.
Our assessment, not a statement of IndusInd Bank’s policy. Terms are set by the lender and can change.
Questions
IndusInd: common questions
Why does the vehicle finance heritage matter?
Underwriting that understands the asset can be more accommodating on the borrower, particularly for used cars where the valuation carries part of the risk. It often produces a better outcome than a general-purpose lender.
Can I finance a used car here?
Yes, and it is one of the stronger routes on the panel. The amount depends on the age and valuation of the vehicle, so we set expectations before you commit to a purchase.
Is the personal loan competitive?
It is a fair comparison point for salaried applicants rather than an obvious winner. We quote it alongside the rest of the panel.
Compare
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