Housing finance company
LIC Housing Finance
One of India's largest housing finance companies with a long track record in home loans.
Best for: Home buyers seeking HFC flexibility with competitive rates.
Apply with pre-screening
We check your profile against LIC HFL's policy and others on the panel before any application.
Typical strengths
- Competitive home loan rates
- Long tenures
- Nationwide presence
Interest rates, fees and eligibility shown on this site are indicative, vary by lender and borrower profile, and are subject to change without notice. Always read the lender's Key Fact Statement (KFS) before signing. Loan approval and terms are decided solely by LIC Housing Finance under its credit policy.
Products
What we arrange with LIC HFL
- Home Loan
- Loan Against Property
- Home Loan Balance Transfer
Home Loan
Home loans from ₹5 lakh to ₹10 crore at floating rates from about 7.35% p.a., with up to 90% funding and tenures up to 30 years, across banks and housing finance companies.
- Rate from
- 7.35% p.a.
- Up to
- ₹10 Cr
Loan Against Property
Loans against residential, commercial or industrial property from ₹10 lakh to ₹15 crore at rates from about 8.75% p.a., with tenures up to 15 to 20 years and funding up to 70% of market value.
- Rate from
- 8.75% p.a.
- Up to
- ₹15 Cr
Home Loan Balance Transfer
Move an existing home loan to a lender offering a lower rate, from about 7.35% p.a., with an optional top-up for renovation or other needs. Savings often run into lakhs over the remaining tenure.
- Rate from
- 7.35% p.a.
- Up to
- ₹10 Cr
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