NBFC
Poonawalla Fincorp
An NBFC focused on professional, personal and small business loans with digital onboarding.
Best for: Doctors, CAs and small businesses.
Apply with pre-screening
We check your profile against Poonawalla's policy and others on the panel before any application.
Typical strengths
- Professional loans for doctors and CAs
- Digital personal loans
- Business loans for MSMEs
Interest rates, fees and eligibility shown on this site are indicative, vary by lender and borrower profile, and are subject to change without notice. Always read the lender's Key Fact Statement (KFS) before signing. Loan approval and terms are decided solely by Poonawalla Fincorp under its credit policy.
Products
What we arrange with Poonawalla
- Personal Loan
- Business Loan
- Professional Loan
- Loan Against Property
- Machinery and Equipment Loan
Personal Loan
Collateral-free personal loans from ₹50,000 to ₹50 lakh at rates starting around 10.25% p.a., with disbursal typically within 48 hours of approval.
- Rate from
- 10.25% p.a.
- Up to
- ₹50 L
Business Loan
Unsecured business loans from ₹2 lakh to ₹1 crore for proprietors, partnerships and companies, at rates from about 14% p.a., with tenures up to 5 years and minimal collateral requirements.
- Rate from
- 14.00% p.a.
- Up to
- ₹1 Cr
Professional Loan
Collateral-free loans up to ₹1 crore for doctors, chartered accountants, company secretaries, architects and other professionals, at rates from about 10.5% p.a., with tenures up to 7 years.
- Rate from
- 10.50% p.a.
- Up to
- ₹1 Cr
Loan Against Property
Loans against residential, commercial or industrial property from ₹10 lakh to ₹15 crore at rates from about 8.75% p.a., with tenures up to 15 to 20 years and funding up to 70% of market value.
- Rate from
- 8.75% p.a.
- Up to
- ₹15 Cr
Our read
Where Poonawalla fits
Poonawalla Fincorp is built around professionals and small businesses, and the professional loan programmes for doctors and chartered accountants are the reason to look here. A qualified practice is assessed on the qualification and the practice itself, which usually beats being treated as a generic self-employed applicant.
Digital processing keeps the timeline short for a clean file. For an MSME needing an unsecured business loan quickly, it is a reasonable alternative to the larger consumer finance NBFCs, and worth quoting alongside them.
Worth knowing
- The advantage is concentrated in professional and small business lending; elsewhere it is one option among several.
- Unsecured NBFC pricing applies, so a borrower who fits a bank programme should compare first.
Our assessment, not a statement of Poonawalla Fincorp’s policy. Terms are set by the lender and can change.
Questions
Poonawalla: common questions
What counts as a professional loan?
Lending to a qualified practitioner such as a doctor or chartered accountant, assessed on the qualification and the practice rather than purely on filed accounts. It usually produces a better outcome than a generic self-employed file.
How does it compare with the largest consumer NBFCs?
It is genuinely competitive for professionals and small businesses. We quote it alongside them rather than assuming the bigger name wins.
How fast is a decision?
Short for a clean, well-documented file. Anything unusual in the profile slows it down, and we flag that before applying.
Compare
Other nbfcs on the panel
The best lender for you depends on your profile. We compare before you apply.
Is Poonawalla the right lender for you?
Share your requirement and we will compare it against the whole panel, at no cost and with no bureau enquiry.