Public sector bank
Punjab National Bank
One of India's largest public sector banks, particularly strong across North India.
Best for: Government and PSU employees in North India.
Apply with pre-screening
We check your profile against PNB's policy and others on the panel before any application.
Typical strengths
- Strong presence in northern India
- Concessional schemes for government employees
- Competitive home loan rates
Interest rates, fees and eligibility shown on this site are indicative, vary by lender and borrower profile, and are subject to change without notice. Always read the lender's Key Fact Statement (KFS) before signing. Loan approval and terms are decided solely by Punjab National Bank under its credit policy.
Products
What we arrange with PNB
- Personal Loan
- Home Loan
- Car Loan
- Education Loan
- Gold Loan
- Business Loan
Personal Loan
Collateral-free personal loans from ₹50,000 to ₹50 lakh at rates starting around 10.25% p.a., with disbursal typically within 48 hours of approval.
- Rate from
- 10.25% p.a.
- Up to
- ₹50 L
Home Loan
Home loans from ₹5 lakh to ₹10 crore at floating rates from about 7.35% p.a., with up to 90% funding and tenures up to 30 years, across banks and housing finance companies.
- Rate from
- 7.35% p.a.
- Up to
- ₹10 Cr
Car Loan
New car loans covering up to 100% of on-road price at rates from about 8.5% p.a., with tenures up to 7 years, across banks and captive finance companies.
- Rate from
- 8.50% p.a.
- Up to
- ₹2 Cr
Education Loan
Education loans for studies in India and abroad, from ₹2 lakh to ₹1.5 crore, at rates from about 8.5% p.a., with moratorium during the course and tenures up to 15 years.
- Rate from
- 8.50% p.a.
- Up to
- ₹1.5 Cr
Compare
Other public sector banks on the panel
The best lender for you depends on your profile. We compare before you apply.
State Bank of India
Public sector bankGovernment employees, home buyers seeking the lowest published rates, and education loan applicants.
Bank of Baroda
Public sector bankSalaried home and car buyers and MSMEs seeking bank pricing.
Union Bank of India
Public sector bankHome buyers seeking public sector bank pricing.
Is PNB the right lender for you?
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