Product programme
Personal Loan DSA
Highest volume product with the quickest turnaround: files close in days, payouts follow monthly.
Distribute personal loans from our lender panel and earn 1.5% to 2.5% of every disbursal. We handle lender selection, documentation and follow-up; you bring the relationship.
Indicative payout
1.5% to 2.5%
Typical ticket
₹2 lakh to ₹15 lakh
Borrower rate range
10.25% to 24.00% p.a.
Loan amounts
₹50 K to ₹50 L
Who to sell to
Where personal loan demand comes from
- Salaried professionals in IT, BFSI, pharma and services
- Doctors, CAs and consultants needing short-term funds
- Anyone consolidating card debt
What borrowers get
Your pitch, in the borrower's terms
No collateral, no guarantor
Approval rests on your income and credit record. Nothing is pledged.
One application, many lenders
We pre-check your profile against several lender policies so you apply once and avoid multiple hard bureau hits.
Money in 24 to 72 hours
Most files move from sanction to disbursal within three working days once documents are verified.
Flexible tenure up to 7 years
Choose a shorter tenure to save interest, or a longer one to keep the EMI light.
Eligibility you should pre-check
Qualify the lead before you log it
Files that fit policy convert. A minute of pre-qualification saves everyone a week.
- Age
- 21 to 60 years at loan maturity (up to 65 for self-employed with some lenders)
- Income
- Net monthly income of ₹25,000 or more in metros (₹15,000 to ₹20,000 in smaller cities), depending on lender
- Credit score
- 700 and above for the best rates; some lenders consider 650 to 699 at higher pricing
- Employment
- Salaried with 1+ year of total experience and 6+ months in the current job. Self-employed professionals and business owners with 2 to 3 years of continuity
Full documentation lists are on the borrower product page.
How it works
Registration to first payout
Who can join
- Indian resident aged 21 years or above
- Valid PAN and Aadhaar; a bank account in your name or your firm's name
- No history of fraud or wilful default; a clean bureau report is preferred
- A network of potential borrowers: clients, colleagues, community or business contacts
- Willingness to follow our code of conduct, which reflects RBI's fair practice and outsourcing norms: no cash handling, honest disclosure, and customer contact only between 9 am and 6 pm
- 01
Apply online
Fill the two-minute partner form with your profile, city and the products you want to distribute.
- 02
Verification call
A partner manager calls within one working day to understand your network and answer questions.
- 03
KYC and agreement
Share PAN, Aadhaar, a bank proof and a photograph. Sign the digital partner agreement and code of conduct.
- 04
Onboarding and training
Get your partner code, product training, lender policy cheat-sheets and marketing collateral.
- 05
Start sourcing
Log leads on the partner portal or WhatsApp. Our desk handles lender selection, documentation and follow-up.
- 06
Get paid
Payouts are computed on disbursed amounts and released monthly with a statement you can reconcile.
Apply
Register as a personal loan DSA
Free, with no obligation. Pick the products you want to distribute; you can add more later.
FAQs
How much does a personal loan DSA earn per file?
Indicatively 1.5% to 2.5% of the disbursed amount. On a typical ticket of ₹2 lakh to ₹15 lakh, that is a meaningful payout per file. Your slab is stated in your agreement and reviewed quarterly.
Who are the best prospects for personal loans?
Salaried professionals in IT, BFSI, pharma and services; Doctors, CAs and consultants needing short-term funds; Anyone consolidating card debt.
Is there any fee to become a LoansPartner channel partner?
No. Registration, training and the partner portal are free. We earn only when loans disburse, and so do you.
Do I need finance experience or a qualification?
No. Many of our best partners are insurance advisors, property consultants, chartered accountants and working professionals. We train you on products and lender policies; your job is to bring genuine borrowers and help collect documents.
How and when are payouts made?
Payouts are calculated on the disbursed loan amount at the slab in your agreement and released monthly for all files disbursed in the previous month, after the lender's own payout to us. In practice that is 30 to 60 days from disbursal. You receive a statement showing each file, amount and payout.
Can I work with LoansPartner alongside my existing business?
Yes. Most partners run this alongside an existing practice or job. There are no minimum targets, though active partners naturally earn more.
Start distributing personal loans.
Free registration, one code for our whole lender panel, and a credit desk that processes every file.