Product programme
Car Loan DSA
Quick decisions and repeat business from dealers and showrooms. Volume product for partners with automotive networks.
Distribute car loans from our lender panel and earn 0.5% to 1.5% of every disbursal. We handle lender selection, documentation and follow-up; you bring the relationship.
Indicative payout
0.5% to 1.5%
Typical ticket
₹6 lakh to ₹25 lakh
Borrower rate range
8.50% to 12.50% p.a.
Loan amounts
₹1 L to ₹2 Cr
Who to sell to
Where car loan demand comes from
- Car dealership sales teams
- Fleet and taxi operators
- Salaried buyers referred by friends and colleagues
What borrowers get
Your pitch, in the borrower's terms
Up to 100% on-road funding
Cover registration, insurance and accessories for eligible profiles.
Bank rate versus dealer rate
We put both side by side, including the cash discount trade-off.
Sanction before you visit the showroom
A pre-approved loan lets you negotiate the car price, not the finance.
Tenure up to 7 years
Keep EMIs comfortable on premium models.
Eligibility you should pre-check
Qualify the lead before you log it
Files that fit policy convert. A minute of pre-qualification saves everyone a week.
- Age
- 21 to 65 years at loan maturity
- Income
- Net annual income of ₹3 lakh or more (salaried) or ₹3 lakh net profit (self-employed)
- Credit score
- 700 and above for the best rates
- Employment
- Salaried with 1+ year of experience. Self-employed with 2+ years in business
Full documentation lists are on the borrower product page.
How it works
Registration to first payout
Who can join
- Indian resident aged 21 years or above
- Valid PAN and Aadhaar; a bank account in your name or your firm's name
- No history of fraud or wilful default; a clean bureau report is preferred
- A network of potential borrowers: clients, colleagues, community or business contacts
- Willingness to follow our code of conduct, which reflects RBI's fair practice and outsourcing norms: no cash handling, honest disclosure, and customer contact only between 9 am and 6 pm
- 01
Apply online
Fill the two-minute partner form with your profile, city and the products you want to distribute.
- 02
Verification call
A partner manager calls within one working day to understand your network and answer questions.
- 03
KYC and agreement
Share PAN, Aadhaar, a bank proof and a photograph. Sign the digital partner agreement and code of conduct.
- 04
Onboarding and training
Get your partner code, product training, lender policy cheat-sheets and marketing collateral.
- 05
Start sourcing
Log leads on the partner portal or WhatsApp. Our desk handles lender selection, documentation and follow-up.
- 06
Get paid
Payouts are computed on disbursed amounts and released monthly with a statement you can reconcile.
Apply
Register as a car loan DSA
Free, with no obligation. Pick the products you want to distribute; you can add more later.
FAQs
How much does a car loan DSA earn per file?
Indicatively 0.5% to 1.5% of the disbursed amount. On a typical ticket of ₹6 lakh to ₹25 lakh, that is a meaningful payout per file. Your slab is stated in your agreement and reviewed quarterly.
Who are the best prospects for car loans?
Car dealership sales teams; Fleet and taxi operators; Salaried buyers referred by friends and colleagues.
Is there any fee to become a LoansPartner channel partner?
No. Registration, training and the partner portal are free. We earn only when loans disburse, and so do you.
Do I need finance experience or a qualification?
No. Many of our best partners are insurance advisors, property consultants, chartered accountants and working professionals. We train you on products and lender policies; your job is to bring genuine borrowers and help collect documents.
How and when are payouts made?
Payouts are calculated on the disbursed loan amount at the slab in your agreement and released monthly for all files disbursed in the previous month, after the lender's own payout to us. In practice that is 30 to 60 days from disbursal. You receive a statement showing each file, amount and payout.
Can I work with LoansPartner alongside my existing business?
Yes. Most partners run this alongside an existing practice or job. There are no minimum targets, though active partners naturally earn more.
Start distributing car loans.
Free registration, one code for our whole lender panel, and a credit desk that processes every file.