Product programme
Education Loan DSA
Seasonal but sizeable; overseas study consultants and coaching centres are natural referral partners.
Distribute education loans from our lender panel and earn 0.5% to 1% of every disbursal. We handle lender selection, documentation and follow-up; you bring the relationship.
Indicative payout
0.5% to 1%
Typical ticket
₹15 lakh to ₹60 lakh
Borrower rate range
8.50% to 13.50% p.a.
Loan amounts
₹2 L to ₹1.5 Cr
Who to sell to
Where education loan demand comes from
- Study-abroad consultants
- Coaching institutes and colleges
- Parents planning higher education
What borrowers get
Your pitch, in the borrower's terms
Moratorium during the course
Repayment starts 6 to 12 months after course completion.
Section 80E tax deduction
Interest paid on an education loan is deductible for up to 8 years under the old tax regime. Section numbering changed with the Income-tax Act, 2025, so confirm the current provision with your tax adviser.
Covers the full cost
Tuition, hostel, living expenses, travel, laptop, insurance and exam fees.
Collateral-free options
Up to ₹75 lakh or more for premier institutions with specialist lenders.
Eligibility you should pre-check
Qualify the lead before you log it
Files that fit policy convert. A minute of pre-qualification saves everyone a week.
- Age
- Student aged 16 to 35; co-applicant (parent, spouse or sibling) mandatory
- Income
- Co-applicant income sufficient to service interest during the course, depending on lender
- Credit score
- Co-applicant's score of 700 and above preferred
- Employment
- Confirmed admission to a recognised institution in India or abroad. Co-applicant salaried or self-employed
Full documentation lists are on the borrower product page.
How it works
Registration to first payout
Who can join
- Indian resident aged 21 years or above
- Valid PAN and Aadhaar; a bank account in your name or your firm's name
- No history of fraud or wilful default; a clean bureau report is preferred
- A network of potential borrowers: clients, colleagues, community or business contacts
- Willingness to follow our code of conduct, which reflects RBI's fair practice and outsourcing norms: no cash handling, honest disclosure, and customer contact only between 9 am and 6 pm
- 01
Apply online
Fill the two-minute partner form with your profile, city and the products you want to distribute.
- 02
Verification call
A partner manager calls within one working day to understand your network and answer questions.
- 03
KYC and agreement
Share PAN, Aadhaar, a bank proof and a photograph. Sign the digital partner agreement and code of conduct.
- 04
Onboarding and training
Get your partner code, product training, lender policy cheat-sheets and marketing collateral.
- 05
Start sourcing
Log leads on the partner portal or WhatsApp. Our desk handles lender selection, documentation and follow-up.
- 06
Get paid
Payouts are computed on disbursed amounts and released monthly with a statement you can reconcile.
Apply
Register as a education loan DSA
Free, with no obligation. Pick the products you want to distribute; you can add more later.
FAQs
How much does a education loan DSA earn per file?
Indicatively 0.5% to 1% of the disbursed amount. On a typical ticket of ₹15 lakh to ₹60 lakh, that is a meaningful payout per file. Your slab is stated in your agreement and reviewed quarterly.
Who are the best prospects for education loans?
Study-abroad consultants; Coaching institutes and colleges; Parents planning higher education.
Is there any fee to become a LoansPartner channel partner?
No. Registration, training and the partner portal are free. We earn only when loans disburse, and so do you.
Do I need finance experience or a qualification?
No. Many of our best partners are insurance advisors, property consultants, chartered accountants and working professionals. We train you on products and lender policies; your job is to bring genuine borrowers and help collect documents.
How and when are payouts made?
Payouts are calculated on the disbursed loan amount at the slab in your agreement and released monthly for all files disbursed in the previous month, after the lender's own payout to us. In practice that is 30 to 60 days from disbursal. You receive a statement showing each file, amount and payout.
Can I work with LoansPartner alongside my existing business?
Yes. Most partners run this alongside an existing practice or job. There are no minimum targets, though active partners naturally earn more.
Start distributing education loans.
Free registration, one code for our whole lender panel, and a credit desk that processes every file.