Glossary
Legal Verification (Title Search)
What it means
The lender's panel advocate examines the chain of title, encumbrance certificate, approvals and NOCs, and issues a legal opinion. Any defect, such as a missing link document, pending litigation or unapproved construction, can delay or block sanction.
Preparing the complete document set before applying, and choosing a lender with experience of the property type, keeps this stage short.
Where it applies
Home Loan
Home loans from ₹5 lakh to ₹10 crore at floating rates from about 7.35% p.a., with up to 90% funding and tenures up to 30 years, across banks and housing finance companies.
- Rate from
- 7.35% p.a.
- Up to
- ₹10 Cr
Loan Against Property
Loans against residential, commercial or industrial property from ₹10 lakh to ₹15 crore at rates from about 8.75% p.a., with tenures up to 15 to 20 years and funding up to 70% of market value.
- Rate from
- 8.75% p.a.
- Up to
- ₹15 Cr
More terms
Ready when you are.
Two minutes to share your requirement. One call from our credit desk with a lender shortlist. No fee, ever.